AI Budget Planning Assistant

Plan monthly spending, decide whether savings should go toward RD and SIP buckets, and export a workbook that feels like a real tracker rather than a raw dump.

Planner Input

Income and Monthly Spend Setup

Add income, list categories, choose whether to structure savings, and decide if the export should include daily and yearly tracking sheets.

Monthly income

Rs.

Planning start date

Savings preferences

Do you want to invest in RD? Allocate part of savings to a disciplined recurring-deposit bucket. Do you want to invest in SIPs? Allocate part of savings to a beginner-friendly long-term SIP bucket.

Expense rows

Monthly Savings Rs. 0

Savings Rate 0%

Top Expense -

Savings Guidance

What this planner recommends

Excel Pack

Download your planning workbook

The export includes a cleaner monthly tracker with an in-sheet daily log, a yearly overview with month tabs if you want it, and a friendlier linked-insights sheet.

Do you want a yearly financial tracker? Create a year overview plus month tabs. The current month tab will stay linked to the monthly tracker.

Back to Projects

No database needed for version 1. Everything here runs locally in the browser for testing.

Budget Summary

Monthly planning snapshot

Category Breakdown

Where the money is going

Expense Table

Current monthly entries

Spend vs Save

Balance view

Planning Notes

Actionable next-step guidance

Savings Layout